What is an ISA?

An ISA is an income share agreement. We offer income share agreements as an alternative to program payment in order to make Pathrise accessible and align incentives.

Don't pay until you get paid

out of pocket

There is no upfront cost required to enroll in Pathrise; we only get paid when you do. The program is based on an income share agreement. The way it works is only after you get hired, you pay back a small percentage of your income for a limited time as you earn it. As part of the agreement, you don't pay anything, even from your current job or income, until you get paid from your new job first.

By the numbers


Pay nothing upfront, pay no interest and pay nothing if you don't get placed.


Only after getting placed, contribute a small percentage of your salary.

24 mo.

Payment plans can be up to 24 months to minimize monthly costs.


The first two weeks of Pathrise are completely free with no income share agreement required.


If you aren't placed within 12 months, then you can waive your income share and pay nothing.

More about ISAs

For mission-driven institutions

Income share agreements are used by organizations from top universities like Purdue University to other mission-driven startups like Lambda School.

Sponsored by US Senators

Senate lawmakers have introduced legislation to spur the growth of income share agreements to align incentives and reduce debt.

Pathrise makes it better

Pathrise adds a payment cap, minimum qualifying income, a free trial, and a placement guarantee to help put our fellows first.